Beyoncé, Jay-Z buy $11.5 million U.K. estate while carrying $110 million Bel-Air debt

Beyoncé and Jay-Z have expanded their global real estate portfolio with the purchase of an $11.5 million estate in the Cotswolds, United Kingdom. This is a rare overseas acquisition for the couple, who already own some of the most valuable properties in the United States. 

It comes even as they continue to carry $110.55 million in debt tied to their Bel-Air mansion, including mortgages, property taxes, and a 2019 loan from Goldman Sachs.

Cotswolds estate offers privacy and views

The 58-acre Cotswolds estate offers seclusion, scenic views, and a community that already counts the Beckhams and Simon Cowell as neighbors. The property comes with permission to develop a luxury retreat featuring a contemporary design, a private lake, and woodland.

Before committing, the couple reportedly toured the estate by helicopter, with plans to make temporary arrangements on-site while finalizing renovations. Although the guide price was set at £8.5 million ($11.5 million), the exact figure they paid has not been disclosed.

Family-focused real estate moves

For Beyoncé and Jay-Z, the purchase goes beyond the allure of countryside living. The couple has increasingly sought properties that combine family security, lifestyle comfort, and long-term value. The Cotswolds estate provides a safe retreat far from Los Angeles, where wildfire risks remain a concern, yet still allows them to keep LA as their primary base.

The Carters’ property portfolio is now worth more than $300 million, anchored by their $200 million Malibu home—the most expensive private residence ever sold in California. Their holdings also include New York penthouses, a Hamptons mansion, and even a historic New Orleans church.

While their Bel-Air home carries a significant debt burden—including an $88 million loan from Morgan Stanley Private Bank and annual property taxes of more than $1.2 million—the couple’s combined net worth, with Jay-Z at $2.6 billion and Beyoncé at $780 million, gives them the flexibility to continue making such acquisitions.

Wealth spans music, fashion, spirits

Real estate is just one piece of their wealth. Jay-Z’s stakes in Armand de Brignac champagne and D’Usse cognac, combined with Beyoncé’s ventures in music, fashion, and endorsements, generate the cash flow needed to support their investments. Together, they balance the costs of debt with new opportunities that align with their personal and financial goals.

The Cotswolds purchase fits neatly into that approach. It offers privacy for their family, a base for European visits, and a valuable asset that strengthens their international footprint. Despite carrying one of the largest celebrity mortgage debts in Los Angeles, the couple continues to acquire properties that reflect both their financial strength and their preference for homes that double as personal sanctuaries.