Emerging trends in cross-border payments: A growth guide for stakeholders by Aroghene Favour Ndulu and Paschal Okeke

Aroghene Favour Ndulu and Paschal Okeke are thrilled to announce the release of their latest report, “Emerging Trends in Cross-Border Payments: A Growth Guide for Stakeholders. “ The report aims to provide cross-border payment providers, founders, fintech operators, marketers, and investors with actionable strategies for navigating Africa’s evolving cross-border payments ecosystem.

With cross-border transactions in Africa expected to reach $40 billion in 2025, the need for reliable, fast, and cost-effective payment solutions has never been more pressing. This guide addresses the practical challenges businesses face in cross-border payments, from regulatory hurdles to currency volatility, and offers clear steps to overcome them.

Built with input from fintech founders, payments experts, and compliance professionals, the guide doesn’t just map out what’s next; it breaks down the “how” for businesses looking to remove friction in cross-border payments.

Key insights from the guide include:

• Top trends shaping the industry: From mobile money’s rising popularity to blockchain’s impact on cross-border payments.
• Regulatory challenges: Navigating fragmented regulations across African countries and the role of the African Continental Free Trade Area (AfCFTA).
• Growth strategies for 2025: Exploring partnerships, localised marketing, and efficient payment technologies.
• Technological innovations: How APIs and stablecoins reduce payment friction and increase transaction speed.

“For businesses operating across borders, the problem isn’t just technology, it’s execution. Cross-border payments need to be fast, reliable, and affordable. This guide shows businesses how to achieve that,” said Aroghene Favour Ndulu, co-author of the report. “The solutions we highlight aren’t abstract ideas; they’re proven tactics that founders, operators, and product leaders can act on right now.”

“Cross-border payments in Africa present both challenges and massive opportunities,” added Paschal Okeke, co-author of the report. “We’re seeing a shift toward stablecoins and AI. Our goal with this guide is to provide a clear, straightforward approach for companies looking to expand their reach across the continent.”

Companies need better strategies to handle currency volatility, fragmented regulations, and the growing demand for seamless, digital-first payments. The Emerging Trends in Cross-Border Payments: A Growth Guide for Stakeholders provides a roadmap for companies ready to meet that demand.

The guide covers the practical steps businesses must take to scale cross-border operations, from product design to regulatory navigation.

Who is this guide for?

• Fintech founders building next-gen cross-border payment solutions.
• Marketers and operators looking to improve customer acquisition through cross-border payments.
• Investors exploring scalable opportunities in Africa’s growing payment market.

How to access the guide
Download “The Emerging Trends in Cross-Border Payments: A Growth Guide for Stakeholders” here.

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